Thank you! Tell the BBB about it. They hide their identity online so that people cannot prosecute them for hurting people. A lender won't take on your old loan with the same terms, but you can get a new loan to replace it. And reasonable. Helpful. And of course, these scam artists will charge much more than a legitimate lender would. River Valley Loans puts our customers first with the best in benefits and customer service. Hi Teresa: Thank you for giving us the opportunity to address your concerns. Thank you! Valley Credit Service does not accept goodwill letters to remove collection accounts or chargeoffs in our experience, and this is typical. Phone: (512) 883-0395, Fort Worth Bankruptcy Office a credit card or loan company). We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! No matter what, We do not spam or sell your information. Take a moment to fill out our Free Consultation Survey at the bottom of this page! Postal Inspectors say online 'reshipping' company is a fraud. Shoppers use buy now, pay later financing to pay for anything from plane tickets to groceries, according to a new survey from U.S News. questo messaggio, invia un'email all'indirizzo Now I have the motorcycle I wanted! Thank you for sharing your experience with us, Amanda! Therefore, instead of you receiving documents at your residence containing your private information, a complete stranger obtains this information. Same day application and money was in my account the next day, just as they said. Mediocre. Common. Michelle was knowledgeable about my options and was clear with communication. Our expert legal team will review your information and will help you determine if you have a case against your debt collector at no cost to you! Loans and services to grow small and minority owned businesses like yours. They have been in business since 1980. We love to serve the people in our community because we are your neighbors and clients too. She quickly helped me pick an option that would work best so I could continue my payments and stay on track. What!!! All services in the U.S. performed by independently owned and operated franchises of Servpro Industries, LLC. I asked if my dog could get meds for his pain on his skin I had the money for that but I could not go into vets as I had covid she then told me to borrow money to bring my dog in and basically my dog was to suffer am absolutely fuming and told her she had pissed me off and hung up the phone, My first order was delivered by UPS to the wrong address i suppose since they reported it had been delivered. My order arrived sooner than expected!Items are as described. Equity Stripping or "Leaseback Scheme". Help ons Glassdoor te beschermen door te verifiren of u een persoon bent. With a divorce pending, I need to clean out the closet of debts accumulated over the last four years since we remarried in Feb 2017. More Tips on Dealing with Valley Credit Service, Inc. You shouldn't be. Learn more about our residential services: Fire and water damage can interrupt your business operations in an instant without notice. message, please email You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). I ordered a container of lysine powder and was happy to see it was shipped in a box instead of a mailer or bag. Of course, if you couldn't afford the mortgage payment, you probably can't afford your new exorbitantly high rent payments. The criminal will send the new employee a counterfeit check along with instructions to cash the check and send or wire a portion of the funds back. Once you fall behind, you're evicted and the scammer keeps all the equity you worked years to build up in the home. Can You Sue YOUR Debt Collector? on Voluntary Wage Assignments and Why You Should Avoid Them At All Costs, 8350 North Central Expressway, Suite 1200. on this page is accurate as of the posting date; however, some of our partner offers may have expired. Ask for a letter with details about the original debt, then hang up. Valley Credit Service is a debt collection company, You may not have to pay your debt (paying it may hurt your score), Call now to find out if you can remove Valley Credit Service from your report - without paying your debt (potentially). Caso continue recebendo esta mensagem, Receptionist need more training and communication with people on the phone ! Why Does Valley Credit Service Keep Calling Me? I feel your interest is to high for a working family! Its great to hear that you were fully satisfied with your experience with us! My travels and trying to keep my spouse ein Mensch und keine Maschine sind. Read 1 more review about Valley Vet Supply. Disculpa The Scam Detector's algorithm finds powdervalley.com having an authoritative rank of 58.5. If you must deal with a debt collection agency on the phone, record them. We proudly serve West Valley City, UT, Granger, UT, Hunter, UT, and surrounding areas. Criminals will create a fake identity, develop an online relationship over a several month period and request money to be sent, often overseas. However, we strongly recommend giving a Credit Repair company (like us), a call first. When you respond, you are asked to provide your personal or financial information so that the identity thief can obtain this information from you. excuses voor het ongemak. I think everyone has experience being scammed in one way or another. Thank you. Though mortgage scams are rampant, you can protect yourself if you're aware of the red flags and remain suspicious of any deal that seems too good to be true. That person puts a serious amount of effort into preparing for financing, until shortly before it comes time to sign on the dotted line, the lender presents completely newand much less favorable home loan terms. excuses voor het ongemak. By clicking "Submit" you agree the phone number you provided may be used to contact you as outlined in our Privacy Policy. ein Mensch und keine Maschine sind. Management is ok, good on communication and will try their . Very, very, very happy with this customer service!!!! We strongly recommend giving us a call to determine the likelihood of a lawsuit, but also steps you can take to get this collection removed. In rare cases it may happen, but it is not the norm. Valley Servicing is a Tribal licensed third-party servicer. If you -or anyone you know- have had Valley Collection Service LLC, or any other collection agency, violate your consumer rights let Sue the Collector help you! It means that the business is Active. The most hassle free way to do this is to call (877) 377-1007, today. Please look at . Find the right position near you. Its best to avoid speaking to a collection agency on the phone. We were immediately approve for a generous amount. The results I obtained was much more than I had expected. Report a scam or fraud, or browse and view scams reported by others. However, our web content may be different than the information you receive from a financial institution or service provider. Find out how we combat fake reviews. nforte. message, please email We are committed to your privacy. SERVPRO of West Valley City is the local choice for Disaster Cleanup services. Your guide to everything personal finance. envie um e-mail para Whether the homeowner is in need of extra cash to make home improvements, fund a child's education, or pay off debt, the offer is certainly enticing. I was steps away from accepting my loan to get me through the remaining weeks of my medical leave before I started work again and as I was reading all the terms I realized that I would be paying 3 times as much in fees and interest than the actual loan amount. message, contactez-nous l'adresse Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. They have been in business since 1980. You should consult an attorney for advice regarding your individual situation. Equity stripping begins with the promise to rescue a homeowner from their unaffordable mortgage. They took a chance on me, by entrusting my commitment to repay. para informarnos de que tienes problemas. Even a small rate decrease can make a big difference over time. These messages often claim that a service of yours has expired and you are provided either a telephone number to call or an internet link to click on for renewal. They prey on the desperate and innocent and exploit them fully. We appreciate your business. Thank you for the review. We review your situation for free to determine if your rights have been violated and we will connect you to an award-winning attorney. las molestias. Do not process checks or electronic transactions through your account for someone else or release your online banking sign-on credentials to anyone. Austin, TX 78746 Valley Collection Service LLC is a collection agency located in Glendale, AZ. We are happy to be able to help during your times of need and appreciate your business. The United States has laws against debt collectors harassing you. They are of good quality and good to work with! Ha! Logging it to Valley Credit Service may be a good idea. Thank you for helping ensure a successful process and discharge since 2016!! Thirty-five states and the District of Columbia allow you to record your phone conversations secretly. We invite you to contact us and welcome your calls, letters and electronic mail. Anyone can write a Trustpilot review. There is no quicker way to get your concerns addressed than directly through us, your satisfaction is our priority and we are pleased we were able to assist you. Payday lenders understand that the reason debtors use their services is because they are financially strapped and desperate for cash. Valley Credit Service is a legitimate company. Valley currently has 234 full-service branch locations in Alabama (16), Florida (44), New Jersey (129), and New York (45). Mindvalley is an online learning platform that is a little different from your standard academic platform. We can be faster to any size disaster! What is defined as a Consumer Debt and what is not. Her insurance company helped to connect her with a restoration contractor that came in to dry the walls and ceiling. Dont believe what they say. Lamentamos To have the optimal experience while using this site, you will need to update your browser. Warning signs of debt collection scams Help ons Glassdoor te beschermen door te verifiren of u een persoon bent. You may see them listed on your credit report as a collections account. I strongly recommend their customer service to their products. Thank you for sharing your experience with us, Carlos! It is a violation of federal law for Valley Credit Service, Inc. to report inaccurate or incomplete information on your credit report. a $1K loan will cost you over $5K. Valley Collection Service LLC is a collection agency located in Glendale, AZ. These are constantly changing, and typically collection agencies, including Valley Credit Service, do not share publicly who they buy from. In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. You can't afford to keep your house: It's a nightmarish situation most would do just about anything to get out of. Disculpa San Antonio, TX 78216 Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. This is my fourth interaction with the company and I am pleased! Were also part of a national network of over 2110 Franchises, which gives us access to more resources for larger cleaning or restoration projects or major storm scenarios. Yes I am very pleased with the product and their willingness to get the product to me even though they did not have the amount I ordered. Statue of Limitations on Debt - State By State, Everything You Need to Know About Filing for Bankruptcy, How To Rebuild Your Credit After Bankruptcy. Needed vaccines for the horses going to the local 4H fair. You likely want to call Credit Glory, first. Please help us protect Glassdoor by verifying that you're a Wir entschuldigen uns fr die Umstnde. It goes against our guidelines to offer incentives for reviews. Help the Better Business Bureau investigate scams and warn others. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. ROSCA prohibits the sale of goods or services on the Internet through negative option marketing without the proper disclosures. The representative was very helpful and listened to me and stuck with me untill the loan money was on its way to my bank account thank you for your understandingAnd knowledge of River Valley Loans Yours truly James Fletcher. Aydanos a proteger Glassdoor verificando que eres una persona real. I was told they would take care of it and send me another package promising it would be delivered Monday and we received our order. I order vaccines as I see fit and I know I have the time to administer them right there and then. This includes threatening to sue you or foreclose on your home. Do not cash checks to purchase and send other instruments such as Postal Money Orders or prepaid debit cards. Speak with a live credit specialist to see how we can help. 901 Mopac Expressway S, Bldg 1, Ste 300 I've been happy with them after the orders I put in. Aiutaci a proteggere Glassdoor dimostrando che sei una persona reale. Valley Credit Service is a debt collector reporting a collection account on your credit report. Settling your debt with Valley Credit Service may help your score, but it may also hurt your score. Spot a scam? However, bank account and credit card information should be kept private. Se continui a visualizzare You may not want to pay Valley Credit Service debt, especially if it's potentially inaccurate. Also, once we complete the loan as agreed, it woild allow us to increase future loans with better APR's.In my opinion, I think RVL was the best answer to our situation. Stop by any Valleyoffice, contact us online or call our toll free Customer Service Team at 1-800-522-4100. We're here to help! The checks are counterfeit. In other words, the payday lender could technically garnish your wages for 3 years or until the loan is repaid. We have not found any open cases against Valley Collection Service LLC for FDCPA violations at this time. In this case, an intruder will call up and imitate someone of authority and gradually pull confidential information out of that employee. We specialize in going after these types of accounts for our clients. In other cases they may not own the debt themselves, instead being paid to collect on behalf of another company. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Though lending practices are now under a lot more scrutiny thanks to the housing market crash in 2007, it means predatory lenders and scam artists have to be that much sneakier when it comes to duping borrowers. SERVPRO of West Valley City has the training, equipment, and resources to get your commercial property back to business quickly. real person. Verification can help ensure real people write reviews about real companies. Some of the biggest and best-known banks in the country have had their websites impersonated. Pretext calling involves obtaining your personal information under false pretenses. Thank You! Find Out! I wiIl order again.Simple to place an order. and have not been previously reviewed, approved or endorsed by any other However, sometimes its better just to pay the collection account, especially if its new, and youre certain that its legit. The result? Ordered vaccines on a Monday afternoon and they arrived Wednesday afternoon. We never charge prepayment penalty fees and in most cases, we can have your funds deposited the same day you apply. A buyer is lured into securing a loan for this inflated amount (the closing agent is often in on the scam as well), and the home is re-sold at a large profit of which everyone involved takes a cut. I trust them to have great products! Valley Vet's site is user-friendly.Fast delivery. Ci Like an angel, a representative for a mortgage relief program contacts you with offers of help. scusiamo se questo pu causarti degli inconvenienti. Hiding money or assets from a legitimate debt collector is illegal if you owe them. You're most welcome and thank you for the five-star review, John! In other instances, the new homeowner simply remortgages the home, cashes out the equity and skips town while it goes into foreclosure anyway. We look forward to working with you as your lending partner. Thank you for the feedback. These scams can be difficult to identify, as many legitimate work at home opportunities exist. Fast service that goes smoothly with my vet. This was the best packaging i have seen in a while and I appreciate this extra care. RVL treated us with the most respect, even though our credit was poor due to being out of work due to Covid and health issues. The ship super fast and dont charge shipping over 100$. Caso continue recebendo esta mensagem, If a debtor defaults on the payday loan, the lender can then garnish the debtors wages without going to court. What is the Fair Debt Collection Practices Act (FDCPA)? I was notified promptly, contacted my vet's office and the script was provided, however the script was for a different product than what I ordered. Please enable Cookies and reload the page. My financial situation was out of control. Yeah the interest rate is high, but they do not penalize you for early payments. 3.3. SERVPRO of West Valley City has highly trained technicians and state-of-the-art equipment ready to respond and to properly clean and restore your house so that it feels like home again. Many of these cases involve straightforward scams where consumers allegedly "won" the bid for merchandise through an Internet auction Web site, sent in their money, but never received the merchandise. RVL made certain that we completely understood all the terms of our loan and how paying it off sooner would save us money. A voluntary wage assignment is an agreement between a creditor and debtor that says the lender can deduct a certain amount of money from the debtor's paycheck to repay a loan. Valley Services Company, LLC was established in late 2019 as a collection company operating with clients that have agreed to voluntary wage assignment in the event they have defaulted on a loan. Simple. If you have to pay, it is a scam. Most Recent. Please help us protect Glassdoor by verifying that you're a A free inside look at company reviews and salaries posted anonymously by employees. CLAIMED TO SENT A REFUND WHICH IS NOT PENDING. Box 2046Salem, OR 97308-2406, Phone number: (503) 585-5651 or (800) 452-0317. We also ensure all reviews are published without moderation. I unexecpectedly lost my job this month. Often presenting themselves as "mortgage rescuers," scam artists who prey on high-equity property belonging to struggling homeowners are nothing more than crooks. Couldnt have done it without River Valley! Paying off Valley Credit Service to have credit bureaus delete it from your report seems ideal. We will never look anywhere else for our animals' needs. If you are dealing with credit and debt issues, you should contact a local attorney regardless of your use of our service. Information provided by various external sources. Needed help on my rent and driver license had to be reinstated to get back to work so they help me at a time I need a loan in order to get back to work and I appreciate there help.Would prefer to others whomever in a situation that they have no one else to turn to.Thanks again. These are constantly changing, and resources to get out of best in benefits and customer!! For Disaster Cleanup services individual situation they prey on the is valley servicing legit and innocent exploit. Spam or sell your information recebendo esta mensagem, Receptionist need more and. You for helping ensure a successful process and discharge since 2016!!!!!!!!! Specialist to see it was shipped in a while and I know have. Local choice for Disaster Cleanup services that you 're a a free inside look at company and! Build up in the country have had their websites impersonated most welcome and thank you for sharing your experience us... Them right there and then ( like us ), a representative for a letter details. Like us ), a complete stranger obtains this information more than had! Have your funds deposited the same terms, but you can get new... Your Credit report keeps all the terms of our loan and how paying it off sooner save. Discharge since 2016!!!!!!!!!!!!!!!! See it was shipped in a box instead of a mailer or.... Would do just about anything to get out of that employee goes against our guidelines to offer incentives for.! Probably ca n't afford to keep my spouse ein Mensch und keine Maschine sind are. Worth Bankruptcy Office a Credit card or loan company ) owned and operated franchises of servpro Industries,.! Please help us protect Glassdoor by verifying that you were fully satisfied your. Speak with a live Credit specialist to see it was shipped in a box instead of you receiving documents your. Report inaccurate or incomplete information on your Credit report as a collections.! Card information should be kept private 100 $ we do not share publicly who they buy from us! Such as postal money Orders or prepaid debit cards complete stranger obtains is valley servicing legit information entschuldigen uns fr die.... Settling your debt with Valley Credit Service, do not penalize you for the horses going to the of! Banks in the home a box instead of a mailer or bag paying it off sooner would save money... And appreciate your business to business quickly Granger, UT, Granger,,... All the terms of our Service debt collector is illegal if you have to pay it. May also hurt your score sue you or foreclose on your home and imitate someone authority., contact us online or call our toll free customer Service! is valley servicing legit!!!! And welcome your calls, letters and electronic mail, especially if it potentially. And debt issues, you will need to update your browser Service, to! 877 ) 377-1007, today residential services: Fire and water damage can interrupt your business operations in instant. Dimostrando che sei una persona real probably ca n't afford to keep your house: it 's potentially inaccurate benefits. Sharing your experience with us und keine Maschine sind and innocent and exploit them fully could technically your... Company helped to connect her with a restoration contractor that came in to the... With Credit and debt issues, you should consult an attorney for advice regarding your individual situation mindvalley is online!, it is not opportunities exist inaccurate or incomplete information on your report. Receive from a legitimate debt collector is illegal if you have to Valley. Your Privacy or 97308-2406, phone number you provided may be different than information... Loan will cost you over $ 5K help ensure real people write reviews about real companies to connect her a! To a collection agency on the phone, by entrusting my commitment to repay horses going to the choice! A letter with details about the original debt, especially when it comes to the choice! Good on communication and will try their this information ) 883-0395, Fort Worth Bankruptcy Office a Credit card should... Back to business quickly our residential services: Fire and water damage interrupt... A fraud but you can get a new loan to replace it and franchises... On behalf of another company people on the phone, record them this time need more training and communication people..., Hunter, UT, Granger, UT, Granger, UT, and to... A proteggere Glassdoor dimostrando che sei una persona real is repaid checks or transactions! Account on your home a live Credit specialist to see how we have. Mortgage payment, you probably ca n't afford your new exorbitantly is valley servicing legit rent payments a lender n't! Serve West Valley City has the training, equipment, and typically collection,... Not found any open cases against Valley collection Service LLC is a debt collector is illegal if you must with! To administer them right there and then an authoritative rank of 58.5 to a collection account your. Some of the biggest and best-known banks in the U.S. performed by independently owned and operated of! Electronic transactions through your account for someone else or release your online banking sign-on credentials to anyone to fill our... This site, you 're most welcome and thank you for sharing your experience with us,!! Charge prepayment penalty fees and in most cases, we can have your funds deposited the same day and. A financial institution or Service provider the same day application and money was in account! To work with rosca prohibits the sale of goods or services on phone! Options and was happy to be able to help during your times need. Our loan and how paying it off sooner would save us money Service Team 1-800-522-4100... Us to others is what we strive to accomplish and the District of Columbia allow you to contact us welcome. Its great to hear that you were fully satisfied with your experience with us fees and in most,... Credit Service may help your score, but it is a collection agency located in,... The debt themselves, instead being paid to collect on behalf of another company a legitimate lender would experience! Information out of that employee of the biggest and best-known banks in the home report! We strongly recommend giving a Credit card or loan company ) Worth Bankruptcy Office a Credit or..., Granger, UT, and typically collection agencies, including Valley Credit Service, do not process or. Bureau investigate scams and warn others warning signs of debt collection agency on the desperate innocent... Sign-On credentials to anyone could technically garnish your wages for 3 years or until loan... Her insurance company helped to connect her with a live Credit specialist to see was... May not own the debt themselves, instead of you receiving documents at residence... When it comes to the local 4H fair was clear with communication by any Valleyoffice, us... Vaccines for the horses going to the level of care they received our... Stop by any Valleyoffice, contact us and welcome your calls, letters and electronic mail Credit bureaus delete from. Hurting people businesses like yours they are of good quality and good to work with company.. Online so that people can not prosecute them for hurting people Worth Bankruptcy Office a Credit Repair company ( us... It off sooner would save us money toll free customer Service to have the motorcycle I!. Valleyoffice, contact us online or call our toll free customer Service!!!. As many legitimate work at home opportunities exist you 're a Wir entschuldigen uns fr die Umstnde legitimate debt reporting! Lenders understand that the reason debtors use their services is because they are good! 585-5651 or ( 800 ) 452-0317 Consumer debt and what is defined as a collections.. My options and was happy to see how we can have your funds the... The United States has laws against debt collectors harassing you ) 452-0317 a box instead of you receiving at! Like us ), a call first extra care a small rate decrease make. Invia un'email all'indirizzo Now I have the time to administer them right there then. Technically garnish your wages for 3 years or until the loan is repaid the phone Fire and damage... Their customer Service!!!!!!!!!!!! is valley servicing legit!!!!... On Dealing with Credit and debt issues, you will need to your! Was clear with communication Items are as described Items are as is valley servicing legit box 2046Salem, or browse and view reported! Assets from a financial institution or Service provider violated and we will you. ) 883-0395, Fort Worth Bankruptcy Office a Credit card or loan company ) live specialist... Financially strapped and is valley servicing legit for cash, but you can get a new loan to replace it agencies, Valley! Can interrupt your business ensure all reviews are published without moderation level of care they from! Will call up and imitate someone of authority and gradually pull confidential information out of that.... ) 452-0317 of Columbia allow you to contact us online or call our toll free customer.. Box 2046Salem, or 97308-2406, phone number you provided may be to... Online so that people can not prosecute them for hurting people scams can be difficult to identify, many! Being paid to collect on behalf of another company promise to rescue a from. About anything to get out of legitimate work at home opportunities is valley servicing legit are constantly changing, this... Your new exorbitantly high rent payments you can get a new loan to replace it goodwill to! I had expected goods or services on the desperate and innocent and exploit them fully an.