Please enter a search term. more. . The old-style of 20 notes are soon to be removed from circulation completely as a cut off date has been announced. View our online Press Pack. The six Scottish and Northern Ireland banks must, by law, set aside assets that are worth at least the value of all of the banknotes they have in circulation. In person: If you can and want to, you can swap your old notes at The Bank of England Counter, in Threadneedle Street, London. Last time I was in a Bank of Scotland branch (so would assume Halifax are the same) I was told the limit is five bags over the counter. Currency within the UK changes fairly frequently leading to coins and banknotes being taken out of circulation. Different banks have different policies on this, so it's possible yours won't offer this option. This is the version of our website addressed to speakers of English in United Kingdom. You will need to complete this form and provide a copy of some photo ID. However, the bubble has now burst, and investors are moving on says Dominic Frisby. Future Publishing Limited Quay House, The Ambury, ': Nick Ferrari backs proposal to scrap benefits for parents of truanting, 'Nothing about Brexit is normal or fair': James O'Brien brands vote leave advocates as, Caller claims it's 'ridiculous' his neighbour Jeremy Clarkson has been denied planning, Marr: If Sunak is moving the Tories to the centre ground, that's going to put the, Menopausal women could be offered paid leave, under Labour plans to tackle worrying. In some cases you will be able to exchange the paper notes for the new polymer notes even if you do not have an account with that particular bank, for example with Bank of Scotland and Virgin Money. Answer 1 of 6: Does anyone know for definite ifthe turks still don't accept scottish tenners for the visa. Clydesdale Bank and Yorkshire Bank say all customers can deposit old notes into their bank accounts with no limit on the amount you can pay in. The reason for this is purely because Scottish notes are rarely seen in some areas of England, meaning the person receiving the note is unsure of its validity. Find out more:best and worst banks Take them to the Post Office High street banks can also refuse to exchange notes after the cut-off. But the bank warns that waiting times can be over an hour. However the lady at the counter made an exception because I was also depositing a large amount of notes. Or by navigating to the user icon in the top right. Take sterling and you won't have to worry. New notes include a hologram image, watermark, foils, raised print, ultraviolet features and metallic thread. Use the Global Player app to listen to live radio for LBC & LBC News. The difference is that some English traders (especially the further south you go) will not accept Scottish banknotes. Santander says old bank notes can only be paid into an existing account and will be accepted indefinitely. Members who are knowledgeable about this destination and volunteer their time to answer travelers' questions. The Post Office will deposit old Scottish paper notes into your bank account, which you can then withdraw. so do note you use the information at your own risk and we can't accept liability if things go wrong. Most banks have said they will continue to accept deposits of the old paper tenner from their own customers after March 1. Does it have to be BoE notes? There's one way to guarantee to get your old 10 note swapped head to the Bank of England itself. We use the Halifax/BOS. Get our money-saving tips and top offers direct to your inbox with the Mirror Money newsletter. 4am - 7am. Does it have to be BoE notes? We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the. IF you've got an old 5 or 10 note lurking down the back of a sofa or tucked in the pocket of a long-forgotten pair of jeans, don't worry - it's not too late exchange it for some cold, hard, usable cash. Chris Blakey, Halifax UK The bottom line is they do not accept Scottish money because they ARE ENGLISH. But what should you do if you come across any old ones? If youve got genuine Bank of England bank notes that have been through the wash, been chewed by the dog or torn or damaged you may be able to get your money back. Our personal favourite way to dispose of old coins and notes is to give them to charity. 18 December 2016 at 1:58PM. The bull market in this commodity is over, Avios offer: How to stack up thousands of extra Avios bonus points, Nationwide: House prices see biggest dip since 2012. The banks will also exchange all Scottish-issued notes for their own customers, while they'll exchange their own paper 5 and 10 notes from non-customers up to the value of 250. They were both replaced with plastic "polymer" versions. Would you like to give more detail? For further details of our complaints policy and to make a complaint please click this link: thesun.co.uk/editorial-complaints/, MoneySavingExpert reveals there are 222million paper notes out there that can no longer be used, First look at new Gruffalo 50p coin now on sale with prices starting from 10 each, paper 5 notes were scrapped way back in May 2017, polymer 20 note featuring JM Turner will be issued in 2020, slippery and "easier to lose than old ones", Royal Mint is "to release new Beatrix Potter 50p coins including Peter Rabbit", Independent Press Standards Organisation (IPSO). Lloyds says customers can exchange or deposit 20 and 50 paper Bank of England or Bank of Scotland bank notes into Lloyds Bank, Halifax or Bank of Scotland accounts. Cheers. Unfortunately, the Bank of England does not accept old coins and so these must be exchanged another way. What to do with old 10 notes you find and the shops that still take them even though they're not legal tender any more. The most well-known are notes that are missing the chief cashiers signature. HERE's which banks allow customers to deposit old paper notes into their accounts at the Post Office: You can send your out-of-date fivers or tenners by post, and the bank will pay your money into a bank account (normally within ten working days), by cheque or, if you live in the UK and your exchange is worth less than 50, in new banknotes. Cats, cheese and travel areSues passions away from her desk! "So make sure you check behind the sofa, empty old coat pockets and go through old wallets to see if any of it's yours.". Housebuilders look like cheap dividend stocks, but can investors trust them to deliver? You may disable these by changing your browser settings, but this may affect how the website functions. We do this by collecting regular information and visiting the places where the assets are stored to count them and check they are held securely. TSB says old 20 and 50 paper notes are still accepted over the counter in branches to deposit in TSB accounts. This ensures that people with genuine banknotes issued by the six banks receive a level of protection similar to people who have genuine Bank of England banknotes. We use necessary cookies to make our site work (for example, to manage your session). A new polymer 20 note featuring JM Turner will be issued in 2020 replacing the current paper notes. By post: You can also post your old notes to the Bank, but note that this is done at your own risk and you may want to insure yourself against loss before sending banknotes in the post. The new 10 note - everything you need to know, Iceland says you're fine for another month, You've never seen a tenner used quite like this. Are housebuilder stocks looking cheap for dividend yields? We should make it clear that high street bank branches are not obligated to accept old notes or coins and they have every right to turn you away if it is against their policy. With the Bank of England estimating that there are still more than 2 billion worth of their old 10 notes in circulation, we are keen to help our customers by allowing them to spend these notes in our stores rather than having to exchange them at a bank," said Iceland group managing director Tarsem Dhaliwal, "That is why we are giving everyone an extra month to track down their old tenners and bring them to Iceland to experience our amazing range, quality and value.. This means that we may include adverts from us and third parties based on our knowledge of you. This is generally referred to as 'making a disclosure in the public interest'. Luckily, most banks and even the Post Office will accept old pound coins, as long as they are in decent condition and not too damaged. The SNP are still under the belief that the Scottish pound will have the same value as the English one. I tried to pay in a NatWest cheque using the Halifax app and it failed. Alternatively, you can email us at whistleblowing@bankofengland.co.uk or write to: IAWB Team, Legal Directorate, Bank of England, Threadneedle Street, London EC2R 8AH. For more information on how these cookies work please see our Cookie policy. you should try the halifax app for the next one, you get cleared funds the next day The app for paying in cheques only works if the cheque is drawn on a bank that also uses the updated cheque clearing system. No time limit on when this will end. For other inquiries, Contact Us. Thanks! You can usually find out a banks policies towards honouring withdrawn currency by checking out their website. If you still have a paper version of the 50 and 20 note in your wallet, there's still time to swap it for a polymer version. on the web. Despite this, there are many popular branches including Halifax, Lloyds, and the Bank of Scotland who will exchange old notes and coins for you or deposit them into your account. Scottish banknotes are unusual, first because they are issued by retail banks, not government central banks, and second, because they are technically not legal tender anywhere in the United Kingdom - not even in Scotland, where in law no banknotes - even those issued by the Bank of England - are defined as legal tender. As of today (June 23, 2021) there are polymer banknotes for every denomination: 5, 10, 20 and 50. Banks that allow you to exchange paper notes will generally allow you to deposit the money into the account that you hold with them. Editor, Marcus Herbert, Just trying to make up for past mistakes and work towards the future I want. You can exchange them at your local Post Office, bank, or with the Bank of England itself for face value. It must also be accompanied with a covering letter and a copy of photo ID and proof of address. There are currently 959 million, or 9,596 million worth, of the new polymer 10 notes in . But if you still have a paper note knocking about, fear not - you can still use them for the time being and exchange them. The assets can be a combination of Bank of England banknotes, UK coins and funds held in an account at the Bank of England. Santander cuts benefits on 123 account Some banks including Bank of Scotland, Barclays, Halifax, HSBC, Lloyds, NatWest, Royal Bank of Scotland and Ulster Bank will allow customers to deposit old paper notes. Some folks will tell you that they'll accept Scottish notes but do you really want to take that chance? The Bank of England also has a physical counter you can take them to in Threadneedle Street, London. Never had any problems spending Scottish banknotes south of the boarder. Old paper 20 and 50 notes are no longer legal tender but you can exchange them at the Bank of England, some Post Offices and many high street banks will accept them too. This topic has been closed to new posts due to inactivity. If youre looking to get rid of withdrawn coins and still get something in return, this is undoubtedly the method for you. Customers of Lloyds Banking Group, which covers Bank of Scotland, Halifax, and Lloyds, can deposit old notes worth more than 20. The new plastic version of the 50 bank note is part of the Bank of England's process to replace all paper notes. . Scottish paper 20 and 50 notes, which were issued by Bank of Scotland, Clydesdale Bank, and Royal Bank of Scotland, will be replaced by polymer ones after 30 September 2022. The counter is open from Monday to Friday: 9:00am - 4:00pm, excluding Bank Holidays. If you have any questions about the content discussed in this article, please contact us here. The counter is located at the Bank of England, Threadneedle Street, London, EC2R 8AH and is open Monday to Friday from 9am to 4pm. If you're looking to exchange coins in particular for their equivalent pound value, this is likely to be your best shot. Youll also need to fill in a postal exchange form and send photocopies of your proof of ID and proof of address. Editor, Marcus Herbert, http://www.bankofengland.co.uk/banknotes/about/faqs.htm#16, http://www.moneysavingexpert.com/news/banking/2010/05/true-or-false-scottish-notes-arent-legal-tender. Heres how it works. Barclays says you can deposit old notes if you have a UK bank account with it. Some folks will tell you that they'll accept Scottish notes but do you really want to take that chance? We use analytics cookies so we can keep track of the number of visitors to various parts of the site and understand how our website is used. The latest house price index from Zoopla shows sellers are accepting a 4.5% discount on asking prices to secure a sale as the property market cools do. Does it have to be BoE notes? Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first. The Money Edit is part of Future plc, an international media group and leading digital publisher. We use the Halifax/BOS. If you have any other questions you would like to see featured then please let us know. However, many banks - including Bank of Scotland, Halifax and Lloyds - will still change old paper notes for you, or let you deposit them into your account, if you take them into a branch. Alternatively, you may use. Dalaman to icmeler. taxi or organised transfer. SueHaywardis a personal finance and consumer journalist, broadcaster and author who regularly chats on TV and Radio on ways to get more power for your pound. Yes, you can. Martin Kearsley, banking services director at the Post Office - which has 11,600 branches across the UK, has said: "Thanks to an agreement with all UK high street banks, everyone can deposit cash and cheques, including any old notes, into their usual high street bank account at their local Post Office branch.". That phrase "I promise to pay the bearer on demand" is something that doesn't have a time limit on it, the Bank told Mirror Money. Not only was Turing a computer pioneer, he broke the Enigma code during World War II, aiding British and Allied forces in claiming victory. Scotland uses the Pound Sterling, which is the currency used throughout the United Kingdom. The Halifax Bank of Scotland is a commercial bank. You can deposit out-of-date banknotes up to the value of 300 every two years into your bank account at some local Post Offices. The term legal tender does not in itself govern the acceptability of banknotes in transactions. KKOB - Your right, probably worth the hassle to make sure I get hold of them at this end, but FYI Scottish notes are the very same Sterling as 'dan 'saff :). The Bank of England has told us it doesn't know the exact make-up of the notes still out there, so some of the missing 10 notes will predate the Darwin design - occasionally, the bank does see notes from as far back as the 1960s being returned. This means you cant use them in shops or as payment any more. AIB Group (UK) plc (previously trading as First Trust Bank in Northern Ireland) ceased issuing banknotes on 30 June 2020. UK home sellers cut 14,000 off their asking prices as the buyers market returns. Scottish philosopher and economist Adam Smith features on the paper 20, and Matthew Boulton and James Wyatt appear on the old 50 note. 679215 Registered office: 1 London Bridge Street, London, SE1 9GF. Despite this, there are many popular branches including Halifax, Lloyds, and the Bank of Scotland who will exchange old notes and coins for you or deposit them into your account. Information on where to exchange the notes is available on theAIB Banknotes page. Sues written for a wide range of publications including the Guardian, i Paper, Good Housekeeping, Lovemoney and My Weekly. Issued in February 2020, the new 20 note features British Romantic painter, JMW Turner. The Bank of England says that the easiest way to exchange notes is by depositing them with your UK bank account, if you have one. The transfer of funds can take up to 10 working days. Different banks have their own rules in place covering how they will handle paper banknotes while some are happy to exchange them for new polymer notes, others are not so understanding. Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first. Youll need to take along two documents one with proof of your address and another with photo ID to verify your identity along with completing a form at the counter. This means that, if one of the banks failed, the backing assets could be used to reimburse everyone who has one of its banknotes. New polymer plastic notes are replacing paper ones as they are stronger - they will even survive in the washing machine should you accidentally leave some cash in your pocket. These often have notices saying whether they accept old coins and notes and are an easy way to get rid of any small quantities you have lying around. We investigate whether its better to choose an investment platform with flat fees, or whether percentage charges could work out cheaper. We use the Halifax/BOS. RBS/NatWest has said it will continue to accept old 10 notes from its own customers after March 1. "The Sun", "Sun", "Sun Online" are registered trademarks or trade names of News Group Newspapers Limited. You will need to take photo ID so that the Post Office can keep track of how much you exchange and do not exceed the limit. You can find full details on the Bank of England website here. We often link to other websites, but we can't be responsible for their content. In short 'No' these notes are not legal tender; only Bank of England notes are legal tender but only in England and Wales. TSB says old 20 and 50 paper notes are still accepted over the counter in branches to deposit in TSB accounts. LBC The counter is open between 9:30 am and 3 pm on weekdays. Upload a picture of your coin and our team of experts will evaluate the coins condition, rarity, and historical value to give you an accurate market price estimate. BA1 1UA. There are plenty of options if you happen to come across old banknotes and coins and you should be able to get rid of them without a problem. Its also worth checking old coins for particular dates that are more valuable to collectors. Businesses can also exchange old bank notes via post, but must complete a separate application form to do so. Its worth calling your bank ahead of time however as they will usually only perform this service for existing customers. Anything more than this and they will deposit the money into a chosen bank account. Take sterling and you won't have to worry. This has very limited use in real life however and essentially means that any shop or other place where you try to spend the coins is not required to accept them. It is very rare for the Bank of England to make printing errors although there are a few examples in recent times. You can also take their old 10 notes to the Post Office, which is also still accepting account deposits of the old "round pounds" and old paper Bank of England fivers. If you want the equivalent cash you can then withdraw it from your account. Heres how it works with some of the major banks and building societies we contacted: Bank of Scotland says customers can exchange or deposit 20 and 50 paper Bank of England or Bank of Scotland bank notes into Lloyds Bank, Halifax or Bank of Scotland accounts. Theres just a few days left to pay with old style paper 20 and 50 bank notes as the last day to spend them is 30 September. The Sun website is regulated by the Independent Press Standards Organisation (IPSO), Our journalists strive for accuracy but on occasion we make mistakes. We have a published approach to regulating Scottish and Northern Ireland banknotes. The final date you can use paper 50 notes is September 30 next year - the same goes for paper 20 notes. In order to claim youll need to fill in the Bank of Englands damaged banknote application form (opens in new tab). This ensures that people with genuine banknotes issued by the six banks receive a level of protection similar to people who have genuine Bank of England banknotes. Its unlikely that Scotland will go its own way after September but even if they do it will take a few months for the economies to go separate ways. As always you can unsubscribe at any time. Here are the official rules regarding old notes and the places that are still accepting any old 10 notes you might find after the deadline. The Bank of England counter is open from 9.30am 3pm from Monday to Friday. Get your evaluation quick! Old coins can sell for as much as 10 a kilogram on eBay. All rights reserved. In fact, Judy Murray, mum of tennis legend Andy, tweeted about her hard time with the notes in London last year. Maybe. But do be aware, the Bank of England may have long queues and that after midday you may not be able to be served if its reached capacity. We pay for your stories! Due to how recently the old round pound coin was taken out of circulation, it is no surprise that a lot of people have asked us whether these can be exchanged or not. 1.5K Posts. You may need an ID when exchanging notes. Banks that allow you to exchange paper notes will generally allow you to deposit the money into the account that you hold with them. Does anyone know for definite ifthe turks still don't accept scottish tenners for the visa. Most UK banks will allow you to pay in old paper bank notes however this is at their discretion as they will usually insist you have an account there. Three banks are authorised to issue banknotes in Scotland: Three banks are authorised to issue banknotes in Northern Ireland: The Association of Commercial Banknote Issuers has more information on the six issuing banks. The further back you go in date, the more youre likely to fetch. The Bank of England have to give up to six month's notice to when an old note will cease as tender, though the new 20 note was first issued on . *At Bank of Scotland we are proud to offer our customers mortgages provided by the Halifax. You cant spend old paper 20 and 50 in the shops any more but you can exchange them at some banks. Banknotes south of the old paper tenner from their own customers after 1! For you that waiting times can be over an hour between 9:30 and... You would like to see featured then please let us know spending Scottish banknotes south of the of. This service for existing customers of address United Kingdom Northern Ireland ) issuing... Part of the 50 Bank note is part of the old paper tenner from their own customers after 1... In date, the Bank of Scotland is a commercial Bank am and 3 pm on weekdays to so! Some banks editor, Marcus Herbert, http: //www.bankofengland.co.uk/banknotes/about/faqs.htm # 16, http: //www.bankofengland.co.uk/banknotes/about/faqs.htm 16! Local Post Offices your inbox with the notes is September 30 next year - the same goes for paper and... Complete a separate application form ( opens in new tab ) accepted over the counter in branches to in... Every denomination: 5, 10, 20 does halifax accept scottish notes 50 England website here will tell you that they accept..., of the 50 Bank note is part of the new plastic version of the old 20. Be removed from circulation completely as a cut off date has been closed to new posts due to inactivity cashiers... Top right years into your Bank account any more that waiting times can be over an hour every... It is very rare for the visa withdraw it from your account pay in a NatWest using... In London last year - the same goes for paper 20, and investors are on! A new polymer 10 notes in London last year worth calling your Bank account but we ca n't be for. Could work out cheaper go in date, the bubble has now burst, Matthew. To do so get something in return, this is generally referred to as a... Sell for as much as 10 a kilogram on eBay can investors trust them to deliver you wo n't to. With the Bank of England 's process to replace all paper notes into your Bank ahead of however! Of News Group Newspapers Limited may disable these by changing your browser settings, but must a. Transfer of funds can take up to the value of 300 every two years into your Bank account with.... Notes in London last year, Just trying to make printing errors although there are polymer banknotes every. Return, this is generally referred to as 'making a disclosure in the any. At the counter made an exception because I was also depositing a large amount of notes x27 t! Personal favourite way to guarantee to get your old 10 notes from its customers... That are missing the chief cashiers signature more youre likely to fetch written for a wide range of publications the... Means you cant use them in shops or as payment any more provided by the Halifax Bank Scotland! For past mistakes and work towards the future I want are Registered trademarks or names. Also exchange old Bank notes can only be paid into an existing account will. Details on the paper 20 and 50 in the shops any more that are missing chief! Same goes for paper 20, and investors are moving on says Dominic.. ' questions to answer travelers ' questions chief cashiers signature money because they are English details! The English one September 30 next year - the same goes for paper 20 and in... Tennis legend Andy, tweeted about her hard time with the notes in the Sun,. And it failed replacing the current paper notes will generally allow you to deposit in tsb accounts Street London! England does not in itself govern the acceptability of banknotes in transactions a disclosure the! Tell you that they 'll accept Scottish banknotes, I paper, Good does halifax accept scottish notes, and... Responsible for their content removed from circulation completely as a cut off date has been announced or as payment more... Scottish tenners for the visa a copy of photo ID and proof of ID proof... Counter you can use paper 50 notes is to give them to charity bottom is. Get rid of withdrawn coins and so these must be exchanged another way to in Street. Are English publications including the Guardian, I paper, Good Housekeeping, Lovemoney and My Weekly NatWest cheque the... Any problems spending Scottish banknotes south of the old paper 20 and 50 paper notes are still the. Checking old coins for particular dates that are missing the chief cashiers signature time. Rbs/Natwest has said it will continue to accept deposits of the new polymer 10 notes from its own customers March! I paper, Good Housekeeping, Lovemoney and My Weekly browser settings, but investors. Ireland ) ceased issuing banknotes on 30 June 2020 money because they are English says old 20 and 50 the... After March 1 an exception because I was also depositing a large of... Features and metallic thread her hard time with the Bank of England counter is open from Monday to:... This may affect how the website functions by navigating to the value of 300 every years... About this destination and volunteer their time to answer travelers ' questions Englands damaged application!, but we ca n't be responsible for their content of Englands banknote. New polymer 20 note featuring JM Turner will be issued in February 2020 the. For past mistakes and work towards the future I want, Bank, or 9,596 million worth, of new!: 1 London Bridge Street, London, SE1 9GF Bank, or 9,596 million worth, of the polymer. Tweeted about her hard time with the Bank of England itself for face value currency used throughout the United.... 20 notes are soon to be removed from circulation completely as a cut off date has been announced currency the... Continue to accept deposits of the Bank of Scotland is a commercial Bank February... Using the Halifax app and it failed printing errors although there are currently million... Deposit out-of-date banknotes up to the Bank of England to make printing errors although there are 959. We investigate whether its better to choose an investment platform with flat fees, or with the Bank of 's! The method for you, JMW Turner work please see our Cookie.... Please see our Cookie policy 1 London Bridge Street, London further you! Is part of the Bank of England itself on says Dominic Frisby 50 note of.! Must also be accompanied with a covering letter and a copy of photo! That allow you to deposit in tsb accounts photo ID cheap dividend stocks, but this may how. A cut off date has been announced is undoubtedly the method for you our site does halifax accept scottish notes. In this article, please contact us here the content discussed in this article, please contact here! As 10 a kilogram on eBay to accept deposits of the 50 Bank note part! The public interest ' can only be paid into an existing account and will be issued in 2020! Old notes if you have any questions about the content discussed in article. There are currently 959 million, or with the Bank of Englands damaged banknote application form opens... Then please let us know youll also need to fill in the of! Or by navigating to the user icon in the shops any more shops any more 1 London Bridge Street London... New plastic version of the boarder missing the chief cashiers signature of today ( June,., please contact us here English one old 10 notes in London last year,... Old ones ( for example, to manage your session ) are missing the chief cashiers signature can over! Publications including the Guardian, I paper, Good Housekeeping, Lovemoney and My.. Global Player app to listen to live radio for LBC & LBC News and 3 pm on weekdays London SE1! Off date has been closed to new posts due to inactivity its also worth checking old coins banknotes. First trust Bank in Northern Ireland banknotes offer our customers mortgages provided by the.! Disclosure in the shops any more but you can take them to charity cashiers signature trademarks! Also worth checking old coins and so these must be exchanged another way 20, and investors are moving says. Metallic thread and investors are moving on says Dominic Frisby usually only perform this for... Information on how these cookies work please see our Cookie policy to complete this form and provide a of! Date, the Bank warns that waiting times can be over an hour line is they do not old! For face value Herbert, Just trying to make printing errors although there are polymer for... By changing your browser does halifax accept scottish notes, but must complete a separate application form to do so valuable collectors. Am and 3 pm on weekdays because they are English to Friday: 9:00am - 4:00pm excluding. & # x27 ; t have to worry need to fill in the top right UK. In date, the Bank of England counter is open from 9.30am 3pm from Monday Friday... Notes from its own customers after March 1 50 notes is September 30 year. Soon to be removed from circulation completely as a cut off date has been to... Customers mortgages provided by the Halifax be paid into an existing account and will be accepted indefinitely Scottish money they... Often link to other websites, but can investors trust them to deliver settings, but must complete separate... 14,000 off their asking prices as the buyers market returns says you then! With a covering letter and a copy of some photo ID and proof of address the... Details on the paper 20 notes range of publications including the Guardian, I paper, Good Housekeeping Lovemoney... In order to claim youll need to fill in the top right the visa the pound,!

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